BEWERBEN ALS Intern Risk and Regulation Data Analyst (m/f/d)

Allgemeine Informationen

Job ID
HypoVereinsbank – UniCredit Bank AG

Team Recruiting; Postfach: RecruitingYoungTalents@unicredit.de
Job Level
Werkstudenten/ Praktikanten/ Rechtsreferendare (DE)






Die HypoVereinsbank ist Teil der UniCredit, einer paneuropäischen Geschäftsbank mit einem einzigartigen Angebot in Italien, Deutschland sowie Zentral- und Osteuropa. Unser Ziel ist es, die Gesellschaft dabei zu unterstützen sich weiterzuentwickeln, indem wir allen Beteiligten das Beste bieten und das Potenzial unserer Kund:innen sowie unserer Mitarbeiter:innen in ganz Europa zur Entfaltung bringen. Deshalb wurden wir bereits zum wiederholten Mal als europäischer Top Employer ausgezeichnet.

Die Digitalisierung und unser Bekenntnis zu den ESG-Grundsätzen (Nachhaltigkeit & soziale Gerechtigkeit) sind Grundlage für unser Handeln. Sie unterstützen uns dabei, unsere Stakeholder hervorragend zu begleiten und eine nachhaltige Zukunft für unsere Kund:innen, die Gesellschaft und unsere Mitarbeiter:innen zu gestalten. Da die Vielfalt in einem Unternehmen auf der Einzigartigkeit seiner Mitarbeiter:innen beruht, respektieren und fördern wir Individualität in allen Dimensionen von Diversity.

The Credit Risk Modelling & Systems division is part of our Competence Line Chief Risk Officer (CRO), which is the competence center for the development and maintenance of credit risk models, architecture and information flow. Our focus is to combine the analysis of large scale data from different sources with the newest and even upcoming regulatory context (e.g. Basel IV). We calculate the impact of regulatory and modelling changes on the key risk figures (risk weighted assets, expected loss, general loan loss provisions, exposure at default, etc.) analyze the main effects, providing reasoning and interpretation. Consequently, we create and adjust relevant information flows, architecture and infrastructure of central Credit Risk and Rating Systems.

Das erwartet Sie bei uns

  • It is important for us to quickly establish you as an expert who is able to identify interrelationships and who is able to present them in an easy to understand and structured way
  • Plenty of opportunities to apply and improve data analytics skills, while examining data from central data warehouses and data storages containing all credit risk relevant transactions, rating and balance sheet information, etc. Data gathering, data analysis and scenario evaluation is daily business
  • We are working in the front row, i.e. with the newest and even upcoming regulations like Basel IV. All our analyses are driven by economic/regulatory reasoning. Implications range from changes in Data structures, data collection processes and even in changes in (future) business strategies
  • You will be working in a young and motivated team, eager to share and transport the gained knowledge in an easy to understand format, applying new visualization techniques
  • Active participation in current projects with self-responsible task
  • Creation of analyses and presentations as decision making support for the management

Das bringen Sie mit

  • University studies in the section of business administration, economics, social sciences, mathematics, physics, informatics, or statistics with very good or good grades 
  • Ability to work independently as well as solution-oriented and structured working principle
  • Curiosity and affinity for technology to combine two rapidly changing fields: Regulation and Data Analysis (knowledge in banking regulations or Data Science techniques is a plus)
  • Programming experience, preferable in SAS and/or R incl. SQL. Also, knowledge of Tableau or/and SAS Viya would be a plus.
  • Strong abilities in MS Office
  • Accuracy and endurance to deep dive large scale data in order to extract the relevant information
  • Structured analytical and problem-solving mindset paired with a strong ability to work in a team.
  • Ability to visualize and communicate complex matters in an easy to understand format
  • Knowledge on credit and counterparty risk as well as banking products is a plus
  • English skills in speech and writing, preferable German


Das bieten wir Ihnen

  • A corporate culture that is characterized by openness, dynamics and internationality with opportunities for your personal development
  • Responsible and exciting activities in a dynamic market environment with a good mix between regulatory methodology and data analysis
  • Active contribution to the transformation within the finance sector due to regulatory changes like Basel IV
  • Interdisciplinary environment with multiple interfaces, such as holding, market risk and the local and global data office as well as internal and external IT providers
  • A very pleasant working atmosphere with committed colleagues
  • Flexible working hours and attractive compensation