Übersicht

Credit Expert (f/m/d)

Join a team of diverse professionals at the world’s first FinTech bank!

With a name derived from the Latin word for trust, Fidor Group offers innovative digital banking and open API technology products and services. Fidor emerged in Germany as a pioneer Challenger Bank, growing into a global technology company, helping to unlock the competitive power of open banking.

Launched in Germany in 2009 in the midst of the Financial crisis, the German-licensed, digital-only bank has always put its customers at the core of its principles to create the first customer-focused banking experience.
Together with bitcoin.de and Kraken, Fidor Bank became the first crypto-friendly bank and has built-up global expertise and a broad community network over the last few years.
At Fidor, more than 50 nationalities unite to create an outstanding banking experience for our customers – what are you waiting for?

YOUR TASKS:

  • Perform pre-underwriting, risk evaluation and processing duties needed to fulfill loan applications
  • Project work related to the credit life-cycle in an agile environment
  • Maintain an expert-level knowledge of the products offered to provide internal departments with detailed information and answer questions regarding loan products,
  • Ensure full compliance with policies, procedures, and service standards; and with all federal acts related to credit business
  • Research and development of products & services designed to meet regulatory and internal needs

YOUR QUALIFICATIONS:

  • Degree in Business, Finance, Math or equivalent education
  • Multiple years of working experience in the banking or financial service industry
  • Profound experience in the field of credit, ideally in an agile banking or fin-tech environment
  • Extensive knowledge of individual retail and SME loan products and processes
  • Knowledge of banking regulations, policies and compliance
  • Very good MS Office skills especially Excel, database programs (e.g. Python) are a plus
  • Fluent English skills

WE OFFER:

  • Exciting tasks in an innovative fintech company
  • High influence on the organization of own work processes
  • Outstanding development opportunities for personal further education
  • Above-average, performance-adjusted compensation and targeted bonuses
  • Modern app for lunch refund of up to 97,50 EUR per month
  • FlexTime system for flexible working hours and independent scheduling
  • Independent mobile work for more flexibility
  • 30 days of paid annual leave
  • Fidor Team Spirit – employee events, goal-oriented success strategies, shared visions and plans
  • Transportation allowance for permanent employees
  • Table soccer, fresh fruit, coffee and more
  • Office located near the city center

If you think you are up to the challenge, we look forward to receiving your online application with your complete documents and your salary requirement.

Über Fidor Bank AG

Die FIDOR Bank AG ist eine in Deutschland lizensierte internet-basierte Direktbank sowie eine B2B-Bank für innovative Banking und Community Software-Lösungen. Privat- wie Geschäftskunden nutzen das Fidor Smart Girokonto mit seinen klassischen und innovativen Finanz-Apps als Erstbank-Verbindung. B2B-Partner der Bank profitieren über die Banking Middleware Fidor OS von neuartigen Funktionalitäten sowie eine Community Lösung für eine digital affine weltweite Zielgruppe. Die Refinanzierung von B2C und B2B Forderungen für Fintech Firmen und SME Factoring sind ein weiterer Schwerpunkt.
Die international mehrfach ausgezeichnete FIDOR Bank AG bietet ihre Angebote derzeit in Deutschland und UK an und baut ihr internationales Angebot weiter konsequent aus. Unter dem Motto „Mach diese Bank zu Deiner Bank“ bietet die Fidor Bank über eine Reihe von APIs einen einfachen und automatisierten Zugriff auf das Konto. Vor allen Dingen Geschäftskunden erkennen die Vorzüge dieser Vorgehensweise.