Head of Credit Management (f/m)

We are bankers, technologists and strategists with an entrepreneurial mindset. We come from various industries – banking, gaming, retail, hospitality – with only one focus in mind: the customer. Our passion for fintech has led us to the incredible journey of building our own challenger bank: Fidor Bank, with over half a million members. The success of Fidor Bank comes from our customer-centric culture coupled with fidorOS, our open banking platform.


  • Manage a credit team of five persons engaged in a major turnaround with the launching of several fully automated and digital credit offers planned for this year
  • Support the ongoing development of automated mass market credit risk monitoring systems, e.g. scorecards
  • Review  the analyses carried out by the credit analysts on the single loans portfolio
  • Review  the analyses and statistical evaluations carried out by the mass market credit analyst to monitor credit quality of retail digitalized mass market loans
  • Monitor the bad book and the pre alert systems
  • Set up and further develop regulatory compliant and parent company BPCE Group compliant  banking processes
  • Device reporting processes and monitor their implementation and documentation


  • University degree in econometrics or  business management
  • Sound knowledge of  credit analysis
  • Experience with respect to data base models (SQL and VBA)
  • More than 5 years of experience working in a financial institution, auditing firm or in consulting with a focus on automated  monitoring  and notably  credit  risk related monitoring
  • Very analytical approach to new tasks
  • Good communication skills as a contact point between Fidor Bank  and BPCE in terms of credit related topics)
  • Very good written and spoken level of English and German


  • Fidor is among the top 50 FinTech companies worldwide – you have a unique opportunity to work with cutting edge technologies to build the future of digital banking
  • Tons of responsibility and a stepping stone for your career in FinTech – the sky is the limit
  • Power to implement your own ideas right from the start
  • More than just a job – a unique opportunity to be part of a banking revolution
  • Attractive Salary
  • International horizons – work with international teams and clients from all corners of the world
  • Paid public transportation within city limits
  • Table soccer, fresh fruit, coffee and more


Über Fidor Bank AG

Die FIDOR Bank AG ist eine in Deutschland lizensierte internet-basierte Direktbank sowie eine B2B-Bank für innovative Banking und Community Software-Lösungen. Privat- wie Geschäftskunden nutzen das Fidor Smart Girokonto mit seinen klassischen und innovativen Finanz-Apps als Erstbank-Verbindung. B2B-Partner der Bank profitieren über die Banking Middleware Fidor OS von neuartigen Funktionalitäten sowie eine Community Lösung für eine digital affine weltweite Zielgruppe. Die Refinanzierung von B2C und B2B Forderungen für Fintech Firmen und SME Factoring sind ein weiterer Schwerpunkt.
Die international mehrfach ausgezeichnete FIDOR Bank AG bietet ihre Angebote derzeit in Deutschland und UK an und baut ihr internationales Angebot weiter konsequent aus. Unter dem Motto „Mach diese Bank zu Deiner Bank“ bietet die Fidor Bank über eine Reihe von APIs einen einfachen und automatisierten Zugriff auf das Konto. Vor allen Dingen Geschäftskunden erkennen die Vorzüge dieser Vorgehensweise.