Übersicht

Consumer Loan Expert (f/m/d)

Join a team of diverse professionals at the world’s first FinTech bank!

Fidor Bank is an innovative direct bank based in Munich and Berlin. Fidor has developed from the pioneers of the German Challenger banks to a global banking technology company. Employees promote and live the customer-centric Fidor vision within three different business models.

On one hand, Fidor has a classic end-user banking business (B2C), which sets itself apart from the market by constantly implementing modern innovations and the newest payment services such as ApplePay etc. In addition, Fidor enables enterprise customers (B2B) to profit of banking-as-a-service offers, such as the use of the Fidor platform and related processes, as well as the banking license. Fidor is an equal opportunity employer, committed to the strength of a diverse workforce.

YOUR TASKS:

  • Perform pre-underwriting and processing duties needed to fulfill loan applications
  • Review and validate complex underwriting stipulations associated with the consumer lending process
  • Maintain an expert-level knowledge of the products offered to provide internal departments with detailed information and answer questions regarding loan products,
  • Make recommendations based on credit report analyses
  • Ensure full compliance with policies, procedures, and service standards; and with all federal acts related to consumer lending
  • Research and development of products & services designed to meet regulatory and internal needs

YOUR QUALIFICATIONS:

  • Degree in Business, Finance or equivalent education
  • Multiple years of working experience in the banking industry
  • Experience in consumer credit products, ideally in a banking or fin-tech environment
  • Extensive knowledge of individual retail loan products and processes especially consumer loans
  • Knowledge of banking regulations, policies and compliance
  • Good English skills

WE OFFER:

  • Exciting tasks in an innovative fintech company
  • High influence on the organization of own work processes
  • Outstanding development opportunities for personal further education
  • Above-average, performance-adjusted compensation and targeted bonuses
  • Modern app for lunch refund of up to €96,- per month
  • FlexTime system for flexible working hours and independent scheduling
  • Independent mobile work for more flexibility
  • 30 days of paid annual leave
  • Fidor Team Spirit – employee events, goal-oriented success strategies, shared visions and plans
  • Paid public transportation within city limits
  • Table soccer, fresh fruit, coffee and more
  • Office located near the city center

If you think you are up to the challenge, we look forward to receiving your online application with your complete documents and your salary requirement.

Über Fidor Bank AG

Die FIDOR Bank AG ist eine in Deutschland lizensierte internet-basierte Direktbank sowie eine B2B-Bank für innovative Banking und Community Software-Lösungen. Privat- wie Geschäftskunden nutzen das Fidor Smart Girokonto mit seinen klassischen und innovativen Finanz-Apps als Erstbank-Verbindung. B2B-Partner der Bank profitieren über die Banking Middleware Fidor OS von neuartigen Funktionalitäten sowie eine Community Lösung für eine digital affine weltweite Zielgruppe. Die Refinanzierung von B2C und B2B Forderungen für Fintech Firmen und SME Factoring sind ein weiterer Schwerpunkt.
Die international mehrfach ausgezeichnete FIDOR Bank AG bietet ihre Angebote derzeit in Deutschland und UK an und baut ihr internationales Angebot weiter konsequent aus. Unter dem Motto „Mach diese Bank zu Deiner Bank“ bietet die Fidor Bank über eine Reihe von APIs einen einfachen und automatisierten Zugriff auf das Konto. Vor allen Dingen Geschäftskunden erkennen die Vorzüge dieser Vorgehensweise.